Management Team

At Water’s Insurance Network, our success is built on centuries of experience in the insurance industry. We understand the challenges our partners and their customers face. And we’re here to help them WIN – every step of the way.

At the core of our success is a management team specifically dedicated towards your success:

Tod O'Dowd, President at Avery Insurance Agency
A Wolfeboro, NH native, Tod graduated from Kingswood Regional High School, NH in 1987; attended the Commercial Union School for Agents; and earned his Certified Insurance Counselor (CIC) designation in 1998.  He enjoys outdoor activities such as biking, swimming, golf and is an avid skier working part-time for the Professional Ski Instructors of America as an examiner/course conductor. Tod served five years in the US Navy as a helicopter crew chief conducting search and rescue and tactical operations.

Thomas Vocatura, Principal and CEO at Charles River Insurance and Brokerage
Tom’s insurance career began in 1993, shortly after graduating from Bentley College. While working at an insurance agency, he became friends with Gerry Kennedy. In 1998, the two became partners – and in 2000 combined their resources to buy the agency that would become known as Charles River Insurance and Brokerage. Tom’s success can be attributed to his interpersonal skills, helping him win the trust of clients in their diverse insurance needs. Tom is married and lives in Framingham with his wife and two daughters.